Bank of Monticello - Checking Accounts

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Checking Accounts

Checking Accounts

  • No Minimum Balance
  • Unlimited transactions
  • Free Online Banking
  • Free Online Bill Pay **

Interest Bearing Checking Accounts

  • Interest earning deposit account with unlimited transactions *
  • $500 minimum balance to earn interest
  • No service charges provided minimum balance is maintained
  • $.05 per debit service charge if the balance falls below $500.00
  • Free Online Banking
  • Free Online Bill Pay**

High Yield Checking Accounts

  • Interest earning deposit account with unlimited transactions *
  • Tiered Interest Rates increase as deposit balances increase *
  • $1,000 minimum balance to earn interest
  • No service charge provided the minimum balance is maintained
  • $.10 per debit service charge if balance falls below $1,000.00
  • Free Online Banking
  • Free Online Bill Pay**

Secure Benefits## Checking

  • No Minimum Balance
  • Unlimited Transactions
  • $3.00 per Month Service Charge
  • $2,500 Accidental Death or Dismemberment Insurance#
  • CyberScout – Identity Theft Resolution#
  • Cellular Telephone Protection up to $250 per claim#
  • Free Online Banking
  • Free Online Bill Pay

More Information or Register Benefits

Money Market Accounts

  • Tiered Interest Rates increase as deposit balances increase *
  • $500 minimum balance
  • Depositors are limited to 6 debits per month, with unlimited credits
  • $.15 per debit service charge
  • Free Online Banking

* The interest rate on these accounts is determined by bank policy and is subject to change periodically 

**$10.00 reactivation fee if not used in a 3 – month period

## Secure Benefits is a consumer account program that is not available on business or commercial deposit accounts.

# Secure Benefits Insurance features are not insured by FDIC.

 
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