Bank of Monticello
P.O. Box 38
Monticello, MO 63457-0038
573-767-5264
Fax 573-767-5490
Toll Free 1-800-385-3897
P.O. Box 250
Canton, MO 63435-0250
573-288-5290
Fax 573-288-5298
Toll Free 1-800-254-5290
180 S Johnson St.
Kahoka, MO 63445
660-727-3379
Fax 660-727-3773

Member FDIC Equal Housing Lender

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Privacy Policy

Rev. 12/2010

FACTS

WHAT DOES BANK OF MONTICELLO DO WITH YOUR PERSONAL 
INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include: 

• Social Security number 
• Account balances
• Payment history

• Transaction or loss history
• Credit history
• Overdraft history
When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Bank of Monticello chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Bank of Monticello share?

Can you limit this sharing?

For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes - 
to offer our products and services to you

No

We don't share

For joint marketing with other financial companies

No

We don't share

For our affiliates' everyday business purposes -  information about your transactions and experiences

No

We don't share

For our affiliates' everyday business purposes -  information about your creditworthiness

No

We don't share

For nonaffiliates to market to you

No

We don't share

Questions?

Call 573-767-5264

   
   

What We Do

 

How does Bank of Monticello protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. 
We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

How does Bank of Monticello collect my personal information?

We collect your personal information, for example, when you

• Open an account  
• Apply for a loan
• Give us your income information

• Provide employment information
• Make a wire transfer 
 

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only 
• sharing for affiliates' everyday business purposes - information about your
   creditworthiness 
• affiliates from using your information to market to you 
• sharing for nonaffiliates to market to you 
State laws and individual companies may give you additional rights to limit sharing. 
See below for more on your rights under state law.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies. 
Bank of Monticello has no affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies. 
Bank of Monticello does not share with nonaffiliates so they can market to you. 

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you. 
Bank of Monticello doesn't jointly market.

Other Important Information

For Alaska, Illinois, Maryland and North Dakota Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization.
For California Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us.
For Massachusetts, Mississippi and New Jersey Customers. We will not share personal information from deposit or share relationships with nonaffiliates either for them to market to you or for joint marketing - without your authorization.
For Vermont Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization, and we will not share personal information with affiliates about your creditworthiness without your authorization.

Privacy Model Disclosure
VMP® Bankers Systems™
Wolters Kluwer Financial Services © 2010
   PRIV-MODEL  8/1/2010
2010.3/2215    2608018-010